Ever wish you had some kind of side income, but never got around to doing anything about it? Well now's the time - join me in my side hustle challenge. Make some money, learn some new things, and have fun with it! Reach financial independence faster by making some side income.

My Side Hustle Challenge

In Make Extra Money, Side Hustling, Uncategorized by Matt Kuhn13 Comments

Ever wish you had some kind of side income, but never got around to doing anything about it? Well now's the time - join me in my side hustle challenge. Make some money, learn some new things, and have fun with it! Reach financial independence faster by making some side income.I’ve come to the conclusion that saving money is great, but there comes a point where money can no longer be saved. Sure, we could always go more extreme – cut out the AC, stop driving the car, etc. But it seems that the more extreme you go, the less you save for your trouble.

If you are struggling with the basics of saving, let’s take care of that now – stop buying things you don’t need and eliminate or reduce your recurring costs. Obviously, I’m simplifying things a little – there are whole blogs and books dedicated to the art of saving, so I’m almost positive there is much more to it then this. But this would be what I’d consider the “low-hanging fruit” before the more extreme routes come into play.

At this point, it can be tempting to try and save more, but this is where I see the costs vs. benefits start shifting the other way. I mean, keep cutting expenses where you can, but I think the main focus from here should be on making money.

That’s why I’ve given myself a $200 side-hustle challenge. Within one month from tomorrow (the 21st), I’m challenging myself to make $200 of side income. To some, this may seem too easy. To others, maybe I’m a fool and I should start much lower. But I’ve never done any kind of side hustle before, let alone with a full time job. And if I have to change the number next month, I will!

The Dilemma

My dilemma is that making $200 in just one month implies that I’m probably going to have to trade time for money – one of the worst trades in life. However, I think that time-for-money is how almost everyone has to start out. 

As I make more money doing these side hustles, I’ll be able to put the money into my investments (like this blog, index funds, etc.). Over time, this money will help me build up more passive-like income streams, reducing the time I need to trade for the same amount of money. 

The main point of this challenge is to get me to act.  

What This Will Take

Patience, Patience, and More Patience

I have the really bad habit of needing things to come almost immediately. If not, I feel like I’m not making progress and I should just move on to the next thing. This has led me to accomplish only a fraction of the things I’m sure I could of. Regret aside, I’m going to need to understand that the $200 will not come right away. It’ll probably be slow at first as I learn the ins and outs of making money on the side. 

The hardest part for me is trusting that something will actually come out of my efforts. But I’ll never know unless I try, so I’m willing to put my impatience aside for the next month.

The Willingness to Try New Things

I really haven’t tried any “side hustles”, aside from trying to trade stocks in the past. Fear of failure is one of the hardest fears to overcome (that and a fear of spiders, of course), and that’s especially true in this case. I hate the idea that I could fail and then all my efforts would have been in vain. But there comes a time where the drive to succeed outweighs the fear of failure, and this time has arrived for me. 

In the past, I’ve discounted surveys for their lack of effectiveness – but I’d never really tried them. Don’t get me wrong, I don’t believe anyone has to try drugs to know whether they’re good or not. But I am willing to try things like surveys so that I can start sharing experience-based opinions on them. Even if new things don’t work out, it’s typically good to at least know. And sometimes they lead to something even better!


I have no fantasies of this challenge being ‘fast’ or ‘easy’. Especially first starting out, I’m sure I’ll need to learn a thing or two, which will just add to the time. This means I’m going to use my free time more effectively to get this done while keeping up with all my other activities – after work, on weekends, early in the morning. I’m not sure what my schedule for this will be yet, but I know that it’ll take commitment to the cause.

This also means I’m going to have to get enough sleep. I know myself enough to know that when I don’t get at least 7 hours of sleep, I just don’t have the will power to do anything extra when I get home from work. Sometimes good intentions aren’t enough – you need to change the decisions you make.

Side Hustle Ideas

To get started, here a few side-hustle idea resources from 3 people who have actually used side-hustles to get out of extreme debt and-or make over a million dollars!

I personally don’t think that all these ideas are good for making money within the first month – some seem to require finding a certain job or finding clients, which may not happen right away. However, I think the ideas are good depending on your situation and what you’re good at.

The ideas that do take longer to get going are typically the ones that make the most money in the long run. So personally, I think it’d be a good idea to get one or two longer-term ideas started while working on the more immediate income. And this list is not exhaustive, so if you come up with your own idea based on your experiences and talents, please share!

Join Me!

If you’re tired of sitting on the sidelines and would like to join in on the hustling fun, enter your information below! Don’t worry if you’re seeing this post a little late – I’ll keep the challenge going until August 1st, so if you want a full month for the challenge, just make sure you sign up by July 1st. If not, sign up anyways – it’s just a fun challenge and you’ll get the emails starting from whenever you sign up.

I’ll send you weekly updates on how I’m doing with the hustling and will give you some tips and ideas if you choose to take on the challenge as well:

Side Hustle Challenge

It's All About Those Small Wins! 
Enter your information below:

The next thing I ask is for you to share this post with at least 2 people you know. Sure, I think it’d be cool to get more people to see this post. More importantly, I think that telling others what you’re planning on doing helps you commit. That’s what I’m doing by sharing this post! When you know others are watching, it’s much harder to quit.

Join me in the side hustle challenge!Click To Tweet

It’d be even better if those friends or family decided to take the challenge with you – that way you can bounce ideas off of each other and push each other to keep going! 

I’m really looking forward to this and I hope you are too. This will be fun!

Whether you join me or not, I’d love to hear what you think of this idea. Life is about living and learning, so feel free to say what you think. 

You'll receive my weekly newsletters, ACTIONABLE information, and the inspiration you need to become a futurist as well.


  1. Great idea!!! I started the blog to see if I could turn it into a side hustle. It’s not making $200 yet, heck for that matter it’s not making $100. But slowly it’s starting to pick up and maybe one day it will 🙂

    1. Author

      Hey MSM! Thanks, it’s definitely not easy. And I’m sure you’ll beat that soon! Making any money blogging is a lot harder than I expected, so for now I’m just going to try little side jobs here and there.

      1. I’m with you both there. It seemed so easy before I started that I even asked my husband why everyone doesn’t blog. Now it could easily be a full time job, except with no pay and no guarantee of success. And I really struggle with that bit as well. I recently read “Mindset” by Carol Dweck and I’d highly recommend it as it’s helped me deal with the issue of patience and persistence in the things I try.

        1. Author

          Thanks for the reading suggestion, I’ll definitely have to check it out! In my opinion, blogging is one of the ultimate forms of faith. You write and you tweak your theme and you try different plugins and write some more – all for the hope of it growing sometime in the future. Like you said – no pay, no guarantees – just the hope that it works out. I definitely have a lot respect for any blogger who stays with it for awhile. You already know that person is hard working, dedicated, and plans for the long-term.

    2. I gotta tell you that is a little depressing to hear that MSM isn’t making a $100 a month. It looks like you have great traffic and you are rock solid with getting 3 posts out every week.

      The thing that keeps me blogging is the accountability. I have been crushing my goals and I attribute a lot of to not wanting to be seen as a liar or a failure by my few readers.

  2. Wow this is such a great idea, especially for the summer! I’m sure a lot of people are itching to make some extra cash this time of the year (i.e. yard sale, lawn mowing). Best of luck with the challenge. Can’t wait to see how it goes! 🙂

    1. Author

      Thanks, Ms. Frugal Asian Finance! I feel like I’ve wanted to make some extra cash for awhile, but just never made the time. I’m excited to actually get started!

    1. Author

      Thanks, Laurie!! You’re definitely one of my inspirations when it comes to side hustles, so that means a lot coming from you! Can’t disappoint now 🙂

  3. I am excited to see how this turns out for you. I have never pulled the trigger on committing to a side hustle (except my blog which doesn’t even pay for itself yet). Every time I look into it I am turned off by the low pay per hour.

    1. Author

      Yes, it is very hard to stay motivated with the non-apparent income so far…but making this public is really helping me. If I hadn’t wrote this post I probably would’ve given up by now. Thanks for stopping by, Grant!!

  4. Thanks for sharing Matt. Fear of failure is big for most people, including myself. But I try to look at life like a “game” sometimes. Most fears are in our minds. And either way, we’re all gonna die anyway so there’s really no big risk at the end of the day =) Maybe for most people that sounds depressing; but for some odd reason, it’s one of the most motivating things for me. Knowing that at the end of the day, we’re all dead, so might as well give it our best!

    1. Author

      Hey Tim!! Haha I actually find that comforting. It puts a positive spin on something that can seem terrifying. If I knew that today was the last day I had to live, I probably wouldn’t mind taking risks that seemed so crazy just the other day. I think I always try to wait until it’s the “right” time to take risks, but that time never comes. That’s why I’m going out on a limb with this challenge. Sometimes you just have to put yourself out there and take those risks.

Leave a Comment