Here’s a list of items I’ve personally used or am using in order to build knowledge and wealth. I have tried every product and service on this list. Before we get started, here’s a little disclaimer:
Some of the links below are affiliate links, so if you choose to make a purchase, I will earn a commission. This commission comes at no additional cost to you. I recommend each of these services or products because I’ve found them helpful and useful, and not because of the small commissions I make if you decide to buy something. Make sure you do not spend money on any item that won’t help get you closer to a goal or that you cannot afford.
First off, let’s get to some awesome books! These have all been books that opened my eyes to some aspect of wealth or personal development. I feel like these books have helped me get to where I am today in terms of getting closer to financial and life goals.
Learned Optimism: How to Change Your Mind and Your Life, by Dr. Martin Seligman
This is by far one of my favorite books because of how much it’s helped me think more positively and ultimately feel happier and more motivated in life. There are so many great insights into why we give up so easily sometimes and how we can change that, leading to more successes in life. You can read my full review here.
Dave Ramsey has called Chris Hogan the world’s leading voice on retirement. I would definitely recommend this book if you want a very straightforward, basic book on personal finance and saving for retirement. He gives great actionable advice on things like budgeting, getting out of debt, and investing. What I like most about it is that he keeps it simple enough for anyone to understand. It’s one I’ve read through several times.
This book has become a classic in the world of personal development and bettering our lives. Charles Duhigg outlines exactly how habits are formed, how we can create new habits, and how we can change bad ones. After reading this book, you’ll recognize habits you didn’t even know you had! You’ll also understand how to use habits to improve your life, improve organizations you belong to, and how habits can even affect societies. Many interesting facts and stories I’ve used to help shape my own life!
Tim Ferriss has single-handedly taken my mind from its place of comfort to a place of infinite possibilities. This book will wake you up from your typical 9-5 routine and give you options you didn’t even know you had. I was actually surprised by the amount of content the book contained – from becoming more effective (not just efficient), to saving time, to negotiating with employers, to traveling the world! Tim gives specific, actionable steps at the end of each chapter. And don’t think this is just for entrepreneurs – if you work for a company (as most of us do), this book will help you make the most of your time and live your life on your terms.
I’ve gotten into credit cards only recently, so I’m sure this list will grow. There’s already a few more I’m looking to try out. Remember, don’t get a credit card unless you can pay it off! Set automatic payments so you don’t even need to think about it.
Chase Freedom Unlimited – As my first credit card, I’ve loved it! It has a nice $150 signup bonus if you spend $500 within the first 3 months. It also has a 1.5% flat cash back rate. I have it on automatic payments so I’ll never get late fees. For the things you have to buy, it’s great to get some of that back!
Track Your Finances
Personal Capital – I use this to track all of my accounts in one place. It’s really good at tracking your investments as well. Best of all – it’s free!
Router and Modem: Instead of paying a $10 rental fee for our Internet provider’s router and modem, I bought my own. If you’re renting, I would seriously consider this an investment that’ll pay itself off in less than a year.
- Asus RT-ACRH13 – This router has a great range, is easy to use, and sells at a great price!
- Netgear Docsis 3.0 – This is the modem I bought mostly because of the price, the speed it can handle (up to 340 Mbps), and the reviews. It works for XFINITY, Time Warner, Spectrum Cable, Cox, Charter, and Cablevision service providers.
As a blogger myself, I’ll often go to other people’s sites and wonder what they’re using to get the look they have or to have the site set up like they do. If you’re thinking about starting or improving a blog, I’d seriously consider these services below:
Bluehost – This is the web hosting company I use. I went with them because they’re one of the top hosting companies in the business, and they give you a free domain name when you sign up! Thus, Profitable Matters was born.
WP FixIt – As someone who tries to keep costs to a minimum, I do my own site maintenance. But sometimes issues come up that even I have no idea how to fix. That’s why I’m so glad WP FixIt exists. There’s a flat fee for each issue they fix and their customer service is great. If it wasn’t for them, there were days I may have just given up on this whole blogging thing.
XTheme – I use the XTheme as the layout of my blog. I like it because it’s clean and comes with a lot of other plugins you’d have to pay for if you got them separately. There’s good support for the theme too. They typically answer any questions I have within less than a day.
Social Warfare Plugin – I try not to pay for plugins, but I think that a clean and easy-to-use social media plugin is essential to any good blog. After looking at pretty much all the free ones a bunch of paid ones, I decided the Social Warfare plugin was worth the money. It has a ton of features, looks clean, and does pretty well in terms of performance. I recommend it hands down.